Property investors – Assured Homelones

Investment Property Loans

Build your property portfolio with the right investment loan. Our expert brokers will help you find a competitive loan that matches your investment strategy.

Why Refinance Your Home Loan?

Competitive Rates

Access competitive investment loan rates from our panel of over 40 lenders to maximize your returns.

Tax Efficiency

Get expert guidance on structuring your loan for optimal tax benefits and investment returns.

Portfolio Growth

Tailored loan solutions to help you build and grow your investment property portfolio.

Investment Loan Features

1 Interest-Only Options

Maximize your cash flow with interest-only repayments for up to 5 years, perfect for tax-efficient investing.

2 Offset Accounts

Reduce your interest payments while maintaining access to your funds with 100% offset accounts.

3 Line of Credit

Access the equity in your property to fund renovations or expand your investment portfolio.

4 Split Loan Options

Combine fixed and variable rates to get the best of both worlds and manage your risk.

How to Apply

To start your investment property loan application, you’ll need:

Proof of income (payslips, tax returns)
Details of existing assets and liabilities
Rental income statements (if refinancing)
Property details or purchase contract
ID documents
Bank statements

Frequently Asked Questions

How much deposit do I need?

Most lenders require a minimum 20% deposit for investment properties. However, some may accept 10% with Lenders Mortgage Insurance.

What costs are involved?

Yes, you can use the equity in your existing property as a deposit for your investment property purchase.

What's the difference between interest-only and principal & interest?

Interest-only loans require only interest payments for a set period, while principal & interest loans require both principal and interest repayments.

Are investment loans tax deductible?

The interest and most costs associated with an investment property loan are generally tax deductible. Consult your tax advisor for specific advice.

Ready to Start Your Property Investment Journey?

Let us help you find the right investment loan to achieve your property goals.