Home builders – Assured Homelones

Building & Construction Loans

Turn your dream home into reality with a construction loan tailored to your needs. Whether you’re building from scratch or renovating, we’ll guide you through every step.

Why Choose Our Construction Loan?

Progress Payments

Only pay for each stage as it’s completed, helping you manage your cash flow during construction.

Interest Savings

Only pay interest on the amount drawn down, not the full loan amount during construction.

Expert Support

Get guidance through the entire construction process, from plans to final inspection.

The Construction Process

1 Initial Consultation

We’ll discuss your building plans, budget, and timeline to find the right construction loan solution.

2 Pre-Approval

Get loan pre-approval before finalizing your building contract, so you know exactly what you can spend.

3 Construction Begins

Once approved, construction can begin with progress payments made at each stage of completion.

4 Final Inspection

After completion and final inspection, your loan converts to a standard home loan with full repayments.

What You'll Need

To apply for a construction loan, you’ll need to provide:

Frequently Asked Questions

How much deposit do I need?

Most lenders require a minimum 5-10% deposit for construction loans, plus additional funds for fees and charges.

How do progress payments work?

Payments are made at key stages: slab, frame, lock-up, fit-out, and completion. Each payment is inspected and approved before release.

How long does construction take?

Typical construction time is 6-12 months, depending on the size and complexity of your project.

Can I make changes during construction?

Yes, but variations must be approved by your lender and may require additional funds or documentation.

Ready to Start Building Your Dream Home?

Let us help you secure the right construction loan for your project.