First home buyers

Buying your first home is a huge milestone and an extremely exciting time in your life. Let us guide you through the process and make it simple.

How We Help First Home Buyers

Expert Guidance

We’ll help you understand your borrowing capacity and find the right loan option for your needs.

Government Grants

We’ll help you access all eligible government grants and schemes to maximize your benefits.

Simple Process

We handle all the paperwork and liaise with lenders to make the process stress-free.

How We Help First Home Buyers

1 Initial Consultation

We’ll meet to understand your goals and financial position, then calculate your borrowing capacity and discuss loan options.

2 Pre-Approval

We’ll help you gather necessary documents and apply for pre-approval so you can start house hunting with confidence.

3 Property Purchase

Once you’ve found your dream home, we’ll help with the formal loan application and guide you through to settlement.

How We Help First Home Buyers

To help make your application process smoother, here’s what you’ll need to provide:

• 2 recent payslips showing YTD earnings

• Latest 2 years tax returns and assessments
• 6 months of bank statements
• 100 points of ID
• Evidence of savings history
• Details of any existing debts

Frequently Asked Questions

How much deposit do I need?

Generally, you’ll need at least 5% of the purchase price, plus costs. However, a 20% deposit helps avoid Lenders Mortgage Insurance.

What grants are available?

Various grants are available including the First Home Owner Grant and First Home Loan Deposit Scheme. Eligibility varies by state.

How long does pre-approval take?

Pre-approval typically takes 3-5 business days once we have all your documentation.

What grants are available?

Besides the deposit, you’ll need to consider stamp duty, legal fees, building inspections, and loan application fees.

Ready to Start Your Home Buying Journey?

Let us help you make your dream of home ownership a reality.