Commercial Property Loans

Securing the right finance is key to your business’s growth. Whether you’re purchasing, refinancing, or developing a commercial property, we provide expert advice and tailored loan solutions.

Why Choose Assured for Your Commercial Loan

Access to a Wide Panel of Lenders

We compare a diverse range of commercial lenders, from major banks to specialist financiers, to find you a competitive and suitable loan.

Tailored Loan Structuring

Every business is unique. We take the time to understand your goals and structure a commercial loan that aligns with your business strategy and cash flow.

Expert Negotiation

Our experienced brokers negotiate with lenders on your behalf to secure favourable terms, rates, and conditions for your commercial property loan.

Our Simple Commercial Loan Process

1 Initial Assessment & Strategy

We start with a detailed discussion to understand your business, investment goals, and financial situation. This allows us to develop a clear strategy for your commercial financing needs.

2 Loan Sourcing & Application

Leveraging our extensive lender network, we identify the most suitable loan products. We then manage the entire application process, compiling all necessary documentation and presenting a strong case to lenders.

3 Settlement & Ongoing Support

We guide you through to a successful settlement and provide ongoing support to ensure your loan continues to meet your business needs as you grow.

Types of Commercial Properties We Finance

We can help you secure finance for a wide range of commercial properties, including:

Offices and office buildings
Retail shops and shopping centres
Industrial warehouses and factories
Medical centres and specialist facilities
Childcare centres
Hotels, motels, and pubs
Rural and agricultural properties
Specialised commercial properties

Frequently Asked Questions

How much can I borrow for a commercial property?

Borrowing capacity for commercial loans depends on factors like the property’s value, rental income, your business’s financial health, and your deposit size. Typically, you can borrow up to 70-80% of the property’s value.

What are the interest rates for commercial loans?

Commercial interest rates are typically higher than residential rates and vary based on the loan type, property, and perceived risk. We negotiate with lenders to find you a competitive rate.

What is the difference between a full-doc and low-doc loan?

Basic variable loans have lower rates but fewer features. Standard variable loans offer more flexibility with offset accounts, redraw facilities, and extra payment options.

How long does the commercial loan process take?

The timeline can vary significantly depending on the complexity of the deal. It can range from a few weeks to a couple of months. We work to make the process as efficient as possible.

Take the Next Step for Your Business

Whether you’re buying, refinancing, or developing, let’s discuss how we can help you achieve your commercial property goals.